How to Re-Finance Your Mortgage Loan in Singapore

What is Re-Financing of Home Loan? 

Re-financing of mortgage loan is the act of switching your home loan to a different bank which offers a more attractive interest rate.

Note that this is different from re-pricing of home loan, where the user stays with the current bank, albeit taking up a new loan package with the bank.

A Guide to Trading Daily Leverage Certificates (DLC)

What is Daily Leveraged Certificates

- A leveraged product that offers investors 3, 5 or 7 times the daily performance of the underlying asset, whether it is a rising or falling market

- e.g if the underlying moves 1% from its closing price the previous day, the value of the 5x DLC will move by 5%

- designed to be traded over short periods of time, usually traded on an intra-day basis

- long and short DLC available to trade both rising and falling markets

- will never lose more than your initial investment


How to Trade DLC

Beating the Street by Peter Lynch

Book Summary on Beating the Street by Peter Lynch with John Rothchild 

This is a follow up reading from One Up Wall Street book summary where Lynch writes about how an ordinary person can also be 'One Up' the Wall Street professionals. 

This book is akin to a diary that Lynch has written about his years spent investing in the markets working with Fidelity. In this book, he shared with readers the hits and misses and shared how he analyses the companies. 

 

Herewith I have extracted the key points from this book. 

One Up Wall Street by Peter Lynch

Book Summary on One Up Wall Street by Peter Lynch

How to Use What You Already Know to Make Money in the Market

For those Time Starved Professionals, I have compiled the list of points which I feel are relevant to the man in the street. Although this book is about navigating the financial markets, it is easy to read as Lynch wrote this with the intention for the everyday people to read. His aim is to show us that understanding the markets is not rocket science, arm yourself with knowledge and be patient. This book aimed at long term investors. If you are here looking for fast gains and strategy play, then this book is not for you.

Insights on OCBC Securities - A Practical Guide to Precise Entry and Exit

Recently I attended a free Seminar organised by OCBC Securities on a Practical Guide to Entry and Exit. The speaker that shared his thoughts with us was a trader who has more than 20 years of trading experience, Wong Kon How. I have shared below on the insights gleaned from his seminar with us. Feel free to share your thoughts with me in the comments section! 

*Disclaimer: This is not a paid article. The opinions expressed are writer's own and does not intend to discredit anyone's else. The inspiration for this article was taken from the speaker.


Investors can be Classified into 4 Quadrants